Dan Adkisson
Senior Vice President
NMLS No. 417029
Phone: 731-925-9001
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Dan, a native of Savannah, has been in banking since 1986 and currently serves as a Senior Lender at the Main Office. He specializes in Real Estate, Commercial and Consumer lending. He earned his Bachelor's in Business Administration/Finance from the University of Tennessee at Knoxville and graduated from the LSU Graduate School of Banking in 2002. Dan has served as Chairman of the 2009 TBA Credit Conference Committee and has attended quarterly TBA Senior Lender Forums. He is involved in our community as a member and past President of the River City Kiwanis Club and a Board Member and President of The Darryl Worley Foundation.
Ginger Erwin
Vice President
NMLS No. 419881
Phone: 731-632-9001
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Ginger, a native of Adamsville, has been with The Hardin County Bank since 2000 and is currently the Branch Coordinator and Loan Officer at the Adamsville Office. Her lending responsibilities are primarily Consumer lending, but also include Commercial and Real Estate. She graduated from Adamsville High School in 1986, The Southeastern School of Consumer Lending in 2011 and The Southeastern School of Banking in 2012. Ginger is actively involved in the community representing The Hardin County Bank through Tennessee Saves, McNairy County Senior Projects and other school functions as well as assisting with fundraising events and participating in various organizational events.
Stephen Gobbell
Senior Vice President
NMLS No. 891933
Phone: 731-925-9001
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Stephen has been with The Hardin County Bank since 1991 and currently serves as a Senior Vice President at the Main Office. He specializes in Real Estate, Commercial and Consumer lending. He earned his Bachelor's of Science in Accounting from Union University and graduated from The Southeastern School of Banking in 1991.
Emily Gray
Senior Vice President
NMLS No. 419745
Phone: 731-926-7958
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Emily has been with the Hardin County Bank since 2001 and currently works in our main office as a Senior Vice President and the Senior Credit Officer. She earned her Bachelor of Science in Business Administration from Samford University in 2001 and her Doctor of Jurisprudence from Nashville School of Law in 2006. In 2004 Emily graduated as an Honor Graduate from The Southeastern School of Banking and in 2002 graduated from The Southeastern School of Consumer Credit.
Emily is very active with the Tennessee Bankers Association (TBA) and American Bankers Association (ABA). She serves on the TBA Government Relations Committee, the Credit Committee and the Bank Lawyers Committee. She is also Past President of TBAs Young Bankers Division and Past Chairperson of TBAs Credit Conference. She was a founding member of ABA's Emerging Leaders Council where she served as the inaugural Chair. She is currently serving as a member of the ABA Emerging Leaders Council Advisory Board, and on the ABA Government Relations Council as the Co-Chair of the ABA Grassroots Committee.
Robert L. Jones
Vice President
NMLS No. 419927
Phone: 731-925-9001
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Robert is a lifelong resident of Hardin County and has been employed by The Hardin County Bank since 1976. He has a background in agriculture and has lived on the family farm his entire life. He earned a Bachelor of Science degree in Animal Science in 1975 from Mississippi State University and graduated from The Mid-South School of Banking in 1982. He is comfortable with and capable of arranging any type of credit consistent with community banking. Robert has served on the TBA Credit Committee and has attended most of the lending studies offered by TBA related to consumer, commercial, agricultural and real estate lending. He has participated in numerous civic and community activities and clubs. Robert is a member of First Baptist Church of Counce, TN and takes pride in the work and activities of the church.
Lisa M. Qualls
Vice President
NMLS No. 420245
Phone: 731-925-9001
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Lisa has been in banking since 1988 and has been working with The Hardin County Bank since 2004. Lisa currently serves as a Vice President at the Main Office and specializes in Residential Real Estate Lending. She earned her Bachelor of Science in Accounting with a Minor in Economics/Finance from Union University in Jackson, TN. Lisa graduated from The Tennessee Banking Association Advanced Real Estate School/ FNMA-Freddie Mac Point of Sale. She is a past member of NMBA Convention Committee and past member of Regional Bank Diversity Counsel.
David Vaughn
Senior Vice President
NMLS No. 412979
Phone: 731-925-9001
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David has been with The Hardin County Bank since 2008 and currently serves as a Senior Vice President and Lender at the Main Office. He specializes in Real Estate, Commercial and Consumer lending. He earned his Bachelor's in Business Administration/Management from Auburn University and graduated from The Barrett Graduate School of Banking in 2010 and Graduate School of Banking at Colorado in 2015. David has attended the ABA Conference for Community Bankers since 2010, the Federal Home Loan Bank Cincinnati (FHLB) Financial Management Conference since 2012 and serves on the ABA’s Open Compliance Committee. He is involved in our community as a member of the River City Kiwanis Club, past board member of The Hardin County Sports Hall of Fame, past board member and Treasurer for The Hardin County Chamber of Commerce.
Randy Wheeler
Senior Vice President
NMLS No. 416828
Phone: 731-689-5234
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Randy is a lifelong resident of Hardin County. He currently serves as a Senior Vice President/Loan Officer at the Pickwick/Counce Office specializing in Consumer, Commercial and Real Estate lending. He graduated from Lambuth College with a Bachelor of Science and is also a graduate of The Southeastern School of Banking and The Southeastern School of Commercial Lending. He is a member and former President of the River City Kiwanis Club. He serves on the Hardin County Sports Hall of Fame Committee, the Savannah Utility Board and the Hardin County Regional Planning Board.
Derrick Whitten
Senior Vice President
NMLS No. 419301
Phone: 731-925-9001
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Derrick has been in banking since 2006 and currently serves as a Senior Vice President at the Main Office. He specializes in Real Estate, Commercial and Consumer lending. He earned his Bachelor's in Business Administration/Finance from the University of North Alabama. He graduated from The Southeastern School of Banking in 2008 and graduated from the LSU Graduate School of Banking in 2012. In 2020 Derrick was elected as Chairman of TBA Young Bankers Division. Also, he served as a past board member of The Hardin County Chamber of Commerce.
Jennifer Williams
Senior Vice President
NMLS No. 417008
Phone: 731-925-9001
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Jennifer has been in banking since 2003 and currently serves as a Senior Vice President at the Main Office. She specializes in Real Estate, Commercial and Consumer lending. She earned her Bachelor's in Business Administration/Management and her Masters of Business Administration from the University of Tennessee at Martin. She graduated from The Barret School of Banking in 2007 and has attended multiple courses with the TN Bankers Association and Barret School of Banking.
Trevor C. Bishop
Vice President
NMLS ID: 1962386
Phone: 731-925-9001
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Trevor has been with The Hardin County Bank since 2019 and currently serves as Vice President and Lender. Trevor began his career as Teller and he also worked in the Loan Operations Department. He earned his Bachelor's in Business Management from Bethel University in 2019. He graduated from The Southeastern School of Consumer Lending in March 2021 and The Southeastern School of Banking in 2023. He is a member of the River City Kiwanis Club.
John David Nowlin
Assistant Vice President
NMLS ID: 2524125
Phone: 731-925-9001
John David has been with The Hardin County Bank since 2022 and currently serves as Assistant Vice President and Lender. John David began his banking career as a Teller and has also worked in multiple capacities with the Loan Operations Department. He earned his Bachelor's Degree in Business Administration from Blue Mountain College in 2022.
Nationwide Mortgage Licensing System and Registry
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) was enacted on July 30, 2008, and mandates a nationwide licensing and registration system for residential mortgage loan originators (MLOs). The SAFE Act requires that federal registration and state licensing and registration be accomplished through the same online registration system, the Nationwide Mortgage Licensing System and Registry (NMLS).
The above employees of The Hardin County Bank, NMLS ID: 402176 are registered with the Nationwide Mortgage Licensing System and Registry as Mortgage Loan Officers.
www.NMLSConsumerAccess.org, NMLS Consumer Access is a stand-alone website, separate from NMLS, that contains administrative and licensing information for companies, branches, and individuals licensed or registered through NMLS. For more, see Information about Consumer Access. NMLS Consumer Access is provided without charge to the public.