Make it yours — always spend how you want.
From daily purchases to setting up bill payments, an HCB debit card makes managing your money easier.
What’s Included with Our Debit Card
- Added fraud protection when registered with Brella
- Capability to personalize your debit card image
- Easily add your HCB card to your mobile wallet
- Free Mastercard® debit card accepted around the globe and online
- Use your debit card to qualify for rewards with free Kasasa Cash® or Kasasa Cash Back®
- Card is equipped with EMV Chip Technology for added security
- Safer than carrying cash
- More convenient and safer than checks
- Eliminate cost of purchasing checks
- 24/7 access to funds via ATMs
- Easily replaced if lost or stolen
- Register with free Brella for added fraud protection
**In regards to your Hardin County Bank MasterCard Debit Card**
How Cardholders Benefit
- Uninterrupted bill payment
- Reliable service
- Greater convenience
Cardholders typically set up automatic payments using their MasterCard cards for two reasons: to make payments easier, and make payments on time without having to remember to do so. Unfortunately, account details can change – perhaps a new card number is issued or an expiration date changes. When that happens, recurring payments can be disrupted and cardholders may be completely unaware of the issue until a late notice arrives or a payment is declined.
By ensuring that automatic payments continue uninterrupted, the MasterCard Automatic Billing Updater helps provide the cardholder with convenient, stress-free, continuous service (not to mention the hassle and expense of check-writing and late-payment charges).
Please note that not all merchants and billers participate in MasterCard Automatic Billing Updater.
If you wish to opt out of Automatic Billing Updater, please contact us at 731.925.9001 and speak with our Deposit Operations Department.
How to dispute a transaction on your debit card:
Call The Hardin County Bank Operations Department 731.926.8700
When you report a dispute, the following information may be helpful to have on hand:
- If applicable, the date you contacted the merchant along with the merchant’s response and name of the person you spoke with.
- Tracking numbers, contracts or service agreements
- Date you returned item(s) or canceled service along with cancellation/confirmation numbers, if applicable
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Level 1 Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $100 | 1.98% | 2.00% |
| $50,000+ | $100 | 0.25% | 0.83% to 2.00% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
| Level 2 Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $100 | 3.93% | 4.00% |
| $50,000+ | $100 | 0.25% | 1.50% to 4.00% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
LEVEL 1:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking/mobile app at least one time
LEVEL 2:
- At least 20 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking/mobile app at least one time
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $150,000 | $100 | 1.49% | 1.50% |
| $150,000+ | $100 | 0.25% | 1.00% to 1.50% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking/mobile app at least one time
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
